Application activity increases, led by uptick in refis

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Second, Fleming said, while declining mortgage rates spurred refinance activity, they’ve also encouraged potential home buyers to return to the market. "In these competitive conditions, there is more motivation to misrepresent information on a loan application to qualify for the bigger mortgage necessary to win the bidding war for a home," he said.

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The US Census Bureau tells us that since the mid-1900s, postsecondary enrollment has increased. while an uptick in the ISM Manufacturing Index for June, suggesting there was an acceleration in both.

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Purchase activity, which led the rebound in application activity early this year, continued to climb higher and is approaching cycle highs again. Overall there has been a clear shift in activity since rates started to fall late last year.

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Compared to Q1 2017, loan application volume through the. Credit union auto loans funded through the cudl platform increased 11.9% during the first quarter, for a total of 371,170 loans. Used auto.

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application activity. Middle- and high-income neighborhoods saw more erratic changes primarily driven by refinance activity, while application rates in low- and moderate-income (LMI) neighborhoods remained depressed, with only a slight uptick in 2015. Prior to the Great Recession, application rates in low-income

Rise in mortgage applications fueled by low rates, refis, lower home prices. The increases have led some real estate experts and economists to think the area’s worst housing days are over.

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