NEW YORK (CNNMoney.com) — It’s going to be harder to get a government-backed mortgage from now on. Looking to shore up its weakening finances, the federal housing administration is set to announce.
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The FHA, which does not issue mortgages but insures them, is a primary player when it comes to mortgage lending in low-income communities. Many loans in these communities could not be issued without.
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The government’s consumer watchdog is seeking to allow more consumers to qualify for the protections offered by the Home Ownership and Equity Protection Act (HOEPA) by expanding the definition of what.
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At a news conference, President Obama announced that the Federal Housing Administration will cut upfront fees for refinanced loans it already insures. The new fees are for borrowers whose FHA loans.
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Monthly payment: What’s behind the numbers used in our mortgage calculator? A mortgage calculator used to look kind of like your grandfather’s cell phone. A bunch of buttons, a little screen and a lot.
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